WK Tax Services

Insurance

Contact Us

WK Accounting & Tax Services Inc. is formed by Canadian Accountant and is proud to assist Canadian in general. My company is serving Peel and Halton Region (Milton) in particular with their Personal Tax Return, Business Taxation, Bookkeeping / Accounting needs, HST filling, Registration of Corporation, Insurance and Financial planning etc

Testimonial

Excellent service, quick, kind and professional, I would highly recommend their services. 

Collin Machado

Your Primerica Term Coverage Has the Most Valuable Options and Benefits in the Industry 

Protecting your family’s financial welfare with life insurance is one of the most important decisions you’ll make in life. That’s why choosing the right company and agent is important. 

Personalized Solutions & Financial Education

Do you know any other life insurers whose representatives will come to your home and review your financial goals and dreams with you and help you form a game plan to get there? Primerica Services Inc. does just that.

Customizable Coverage and One Policy Fee Helps You Save

One life policy through Primerica Services Inc. will cover your entire family and save you money. Other companies will sell you separate policies to cover each member of your family. Coverage through Primerica Services Inc. is with one policy – along with spouse and child riders to protect your whole family.

  • Because your family is covered by one policy you can use your primary and spouse rider total face amount to save money on the premium you pay per each thousand dollars of coverage. We call this “Family Banding.”
  • One child rider, with one premium, will cover all your eligible children – no matter how many children are in your family. They can even convert their coverage to their own policy with no underwriting for up to five times their original face amount.

Disability Waiver of Premium

If you are ever totally disabled, a Disability Waiver of Premium can allow you to stop paying your life insurance premiums and still have your coverage remain in force.

Increasing Benefit Rider (IBR)

To protect your insurance coverage from inflation, life policies through Primerica Services Inc. can increase your face amount by 10 percent annually for 10 years. Think about what food, cars, university educations or just about anything cost 20 or even 10 years ago and compare that to what they cost today. Think about what they will cost 10, 20 or 30 years down the road and you can see how valuable IBRs are to your family. You just don’t know what insurance needs you will have in the future due to family or other demands.

Terminal Illness Benefit

People are usually sick before they die. They may not be able to work but everyday bills continue. Medical bills can be especially financially crippling. A family might also need money for final wishes such as travel. Primerica Services Inc. policies can pay up to 70 percent of the primary or spouse’s benefit while they are still living with a terminal disease. Minimize your family’s financial worries with a Terminal Illness Benefit.

No War Exclusion

Primerica’s life companies do not have war or terror clauses in their policies.

Fourteen Days Average Payment Time

Primerica Services Inc.’s life companies pay 94% of claims within 14 days.

Credibility and Quality

Reputation, Financial Rating and Service

  • Rated A+ (Superior) by A.M. Best — a company trusted to provide credit ratings for the insurance industry. Very few life insurance companies meet this standard
  • Approximately 5 million lives are insured through us
  • 94% of claims are paid within 14 days
  • Over $1.4 billion in claims paid in 2018
  • $781 billion of term life insurance in force
  • An average of $3.8 million in benefit claims paid every day

Terms

  • Terms of 10-, 15-, 20-, 25-, 30- and even 35-years
  • Industry Leading Renewal Options and Rates
  • Continuation
  • Annual Renewable Term
  • Decreasing Term
  • Custom Exchange 10

Automatic Increase Request – AIR

Primerica’s revolutionary process, AIR, is an innovation that allows you to tap one little button at the time of application and make a huge difference in the lives of your family.

Automatic Increasing Benefit Rider

Automatic Increasing Benefit Rider for Primary and Spouse — Increasing Benefit Rider

Living Benefits

  • Terminal Illness Benefit — TIB
  • TIB with Disability Waiver of Premium
  • Primary and Spouse Disability Waiver of Premium

Child Rider Benefits

  • One Policy and One Policy Fee
  • Child Rider Conversions
  • Child Paid Up Policy

Entire Family Coverage

  • One Policy
  • Family Banding
  • Spouse Coverage Is Continued at Original Issue Age

Financial Needs Analysis — FNA

To help families better understand their personal finances, Primerica offers the Financial Needs Analysis (FNA). The FNA is complimentary, confidential, and customized. The FNA gives a detailed overview of your current financial situation and suggests a personalized strategy for your financial security.

Who Could Benefit From an FNA?

  • Anyone with children
  • Anyone with debt
  • Anyone who plans to retire someday
  • Anyone who lacks a strategy for financial independence

Here’s an overview of the FNA’s five basic sections and the information you’ll receive from each:

  • Debt Solutions
  • Retirement Income
  • Education Funding
  • Income Protection
  • Building Your Financial Future